Why Participate in Your Company’s 401(k) Plan

What is the Difference Between a Roth and a Traditional IRA Account

401(k) plans can provide employees with before-tax contributions and free money from your employer. Were you aware of the match contributions (e.g. free money) and tax benefits offered from 401(k) company sponsored programs?  Outlined below are the pros and cons of a 401(k) plan and whether if it is a good plan for … [Read more...]

Can I save $100 per month towards Retirement?

100 dollars

How can some people have more than $1 million saved for retirement, while others have nothing at all put away for their Golden Years? Two words, retirement planning. Retirement Planning to Succeed Retirement – the thought can be both exciting and daunting. It’s exciting because you finally get the chance to get … [Read more...]

6 Steps to Retiring With Lots of Cash

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Want to retire with a lot of cash? All of us want that, but not all of us achieve that. In order to set yourself up to retire with a lot of cash, you need a proactive retirement plan and strategy to help guide you. In this article, six steps to retire with a lot of cash will be examined: needs and wants; government … [Read more...]

When You Should Have Started Saving for Retirement

When Should I Start Saving for Retirement

How could one person invest $1,000 and have $5,400 for retirement, while another might have invested the same amount but only have $2,500 with no additional retirement funds saved up? Every working adult should know at some point in their career that planning for their retirement is vital, especially if he or she have … [Read more...]

Why You Should Consider Relocating For Retirement

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While some retirees live in comfort and peace, others struggle with high bills, a high cost of living and a home that does not fit their needs. This is why retirement planning should include a list of places of where you would like to live since many don’t realize how living expenses can quickly drain your retirement … [Read more...]

Retirement Plan Calculator – Save for Retirement

Failure means running out of money when it’s too late to do anything about it!

Retirement planning can appear complicated. There are many rules to follow for contribution limits for Individual Retirement Accounts (IRA’s), Roth IRA’s, and 401(k) plans. Understanding your retirement options and careful planning is necessary to reach your retirement goals. Thousands of baby boomers retire each … [Read more...]

What do you know about the Investment Universe?

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Are you familiar with the three worlds of finance or do you just know how to lose money in the market? As they say its very easy to spend money and a lot harder to make it. Would you like to retire at 45 with over $1,000,000? Who wouldn't? But its actually possible for those that take the time to learn the steps to … [Read more...]