Understand the 10 Greatest Retirement Risks Factors

10 Greatest Threats to Your Retirement

Could you see yourself retiring on just $35,107 per year?  This is the reported median household income for the retired population today (with inflation and time value of money considered) according to Forbes.com, along with a reported median spending that averaged $31,165. How long can you afford to outspend what you … [Read more...]

Retirement Planning Risks & Threats – Top Ten

10 greatest threats to your retirement

Could you retire on $35,107 per year? That is the median household income of seniors today, according to an analysis of 2011 U.S. Census Bureau data by Interest.com, a financial information website owned by Bankrate.com. At 57% of the median income of Americans ages 45 to 64 it is not what most would consider … [Read more...]

Roth IRA Conversions: Rules for 2016

Roth IRA Conversions: Rules for 2014

First introduced in 1974, the Individual Retirement Account (IRA) has been a preferred way for U.S. citizens to save money for retirement. Although the rules governing IRAs have changed over the years, the basic idea behind an IRA remains the same in, namely, to provide IRA holders tax advantages that encourage them to … [Read more...]

2016 Roth IRA Contribution Rules & 2015 Income Limits

Roth IRA Conversions: Rules for 2014

What’s new with Roth IRA contribution limits in 2015? Be sure to bookmark this page for reference of all the rules. First, let’s recap the Roth IRA maximum contribution limits. These maximums vary depending on your age, and the 2014 IRS regulations haven’t changed significantly. Basically, if you are under fifty in … [Read more...]